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Even with my student loans (all from paying rent for 4 years in the city - shell out hundreds a month for the next ten years - had a full ride a still have college debt) and a car hobby i could eaily live very happy with 75k. not to far off now but prob another job away to be realistic.
Learn in your 20's and earn in you 30's
other option is a get a government job on a paygrade and move south. household incomes as I was looking in VA and NC were in the 40's and 50's. Money would go alot further if you could stay at the same rate - hell the taxes alone down there are crazy low compared to Jersey
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