[JL8Jeff]

I had that happen with a loan as well. I paid extra and the next month it showed less than the regular payment. I think it's the difference of the regular payment minus the extra you paid so what they show is what you owe to keep on schedule. They might also be recalculating and amortizing out to keep the remaining term the same but you won't pay as much interest because you're paying down the loan quicker.