Quote:
Originally Posted by NJ346
I was playing around with the deductibles and it only saved me about $100/yr. Also took full coverage off of 1 vehicle and no matter what it only lowered it to ~$2300. This was all done online, when it gets closer to May 1st I'll make the phone call and see if I can play with some numbers with an agent over the phone.
On a side note, my parents always told me insurance companies dont like you constantly changing the amount of cars on the policy. For instance, my camaro has only seen ~1500 miles on it in the past 18 months, so there are winter months where I would consider not covering it since I wouldn't be driving it. Any truth to that?
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I've found that the online quotes and in-person quotes can be pretty far off from each other. At this point I personally won't even bother with online quotes anymore. Granted I have a horrible driving record from 2-7 years ago
but still.
Also, I at one point asked my insurance co (Geico at the time, I believe, I was still on my parents policy) if I caould drop the camaro since it wasn't in use and re-insure it at a later date, they told me you can't have a car registered and not insured in NJ no matter what, and the DMV would have to be notified that you dropped insurance and could potentially fine you. Don't know how factual that is or how likely that is to actually happen, but if it's true it's something to keep in mind.