You can't really judge insurance rates based on points, as every company handles points differently, and rates will vary by a large margin based on a multitude of things. Your insurance may double at your next bill, or they may not catch the offenses and up your rate for a year or more.
As far as court goes, I still think you need to get your hands on the officer's notes for those tickets and see if the search business is written up at all. If it's written up like you said it happened, i would think you could get some extra leniency in court.
- Justin
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1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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