Quote:
Originally Posted by Blackbirdws6
Lower loan amount would be ideal since things tend to happen when you have a good amount of money sitting in your pocket. The interest should be lower as well (hopefully). If having no buffer is concerning, keep $1k out of the 6 in a savings account.
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I was going to suggest this as well. Between unforeseen problems/maintenance, registration, insurance, fuel, tires
, etc. you want to have a rainy day fund.