Quote:
Originally Posted by WildBillyT
To be honest I don't feel comfortable answering that. I think that's a question for a company rep to answer.
If I had to guess I'd say they just don't cover you during competition/wherever the sheet says you are excluded- not that they cancel you. But I am not the authority on it.
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My gut is they would deny a claim for damage occurring during an excluded activity, as per your policy language. They may or may not choose to non-renew you but I don't think they'd cancel you unless you are committing fraud - like lying about when damage really occurred. I don't know the NJ laws about auto cancellations but there are related regulations.