[Anti_Rice_Guy]

Originally Posted by JL8Jeff

The rate won't change when the mortgage is sold, you just end up sending your check to someone else to process your payment. You just need to make sure the new servicer keeps up with paying your taxes and homeowner's insurance if you do all that through the mortgage. That's where most of the problems pop up, that and the amount in escrow.

This was one of my questions - what are your thoughts on wrapping taxes and insurance together with that? I never thought to do that but have been reading about doing so.

I was planning on not, to limit the interest paid. I had/have budgeted for separate line items in my income for those two areas.