My cruze was through Ally, (formerly GMAC). I really don't know the pros and cons of the different banks. I've had Chase for my 01 camaro, (forgot which bank I had with my denali), 5/3rd for my Sky, Lakeland for my bike, Ally for the cruze, and now US bank. I really liked 5th/3rd. best customer service. Ally was the worst(GMAC)
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