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My wife has ACI on her bronco. $7000 agreed value for around $100, used to be $80. I have Leland West, agreed value of $20K for $250/year. 3000 miles a year including pleasure use, $0 deductible. I raised it from 13K to 20K with an email and 4 pics, no list of anything. At the time I only had a 1 car garage and separate policies was the only way to insure both cars.
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