[EddieB]

Unfortunately I don't have access to view that thread, Im PMing a mod.

Im currently trying to negotiate with my insurance to try to keep the salvage rights of the car. They already wanted to tow it to their salvage area to appraise the car there and I put a stop to that by informing them in my stance on keeping it. Since the car is under a lein and I still owe 7750 on it they said I would have to pay the car off in order to obtain a salvage title. I figuring that's a tactic for them to try to payoff the car so they don't have to pay the extra for the loan/lease payoff. Their trying to save their money too.

I have progressive with full coverage with the loan/lease payoff option. So im guessing at min they are required to pay 7250 after my 500 deductible.

Anyways long story short I want to negotiate with them by adding another 2k on top of my deductible to pay off the loan for the car and just sign off the salvage rights to me. they will save 2k and the cost for towing it 50 miles, auction fees, storage, man hours tied into the whole process.

If anybody has any stories on their experiences with insurance claim it would be GREATLY appreciated, the more knowledge I have the better!