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Old 09-30-2018, 08:36 PM   #10
BrandonDrecksage
 
Join Date: Mar 2005
Location: nj
Posts: 248
iTrader: (4)
Those online calculators are generally off.

If the car is totalled...you should be give the replacement value of the car.

Check your model year on cars.com and autotrader. Do a 500 mile search for vehicles that have similar miles. That should give you a pretty good idea on what you will get. You will also get the taxes back. So if they value the car at 40k. You will get 42800....assuming 7% tax.

I've had 2 different cars totalled by people who can't drive. Both times I got more than I thought they were worth.

Had a 99 as that I paid 7k for with 95k miles. Old lady t boned me and I got 11.5k for the car. Also had a 06 cobalt ss/a.c.. bought it for 16k and it got totalled 2 years later. I drove 60k in those 2 years. I actually got 16k for that.
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