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09-23-2008, 11:16 AM
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#1
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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Insurance
So I just got dropped from my insurance carrier, long story short, they kinda found out that my car was owned and registered in my name versus in my parents name. So I would like to get a new carrier versus cosigning ownership and registering it with my parents. I am 21, no accidents, and a few tickets, none of which resulted in points. What do you guys use, what do you pay etc? Really need some help with this one. Can't legally drive my car anymore. 
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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09-23-2008, 11:27 AM
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#2
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NJFBOA Co-Founder
Join Date: Jul 2004
Location: All up in your kool aid!
Posts: 12,235
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New Jersey Manufacturers. It is a qualified pool, so it isn't the easiest to get into, but once you are in they have good rates and if they have a bunch of extra money at the end of the year they mail out rebate checks. My rebate was a few hundred bucks last year, people who were members longer got even more.
-Tim
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09-23-2008, 11:45 AM
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#3
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Join Date: Jul 2008
Location: Columbia
Posts: 928
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Same, NJ Manu on my daily drivers, but Heacock on the 67.
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09-23-2008, 12:20 PM
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#4
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Stalker
Join Date: Aug 2004
Posts: 12,082
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i have USAA, i think only military or former military can use them though,
i pay 1600 a year for 3 cars, one is with full coverage.
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09-23-2008, 12:37 PM
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#5
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Join Date: Dec 2005
Location: Mays Landing, NJ
Posts: 7,108
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State Farm, my rates are pointless though since I live in PA.
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2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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09-23-2008, 12:46 PM
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#6
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Join Date: Feb 2007
Location: Williamstown
Posts: 355
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NJ Manufactures.
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Maverick MotorworX
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09-23-2008, 12:56 PM
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#7
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King of Free
Join Date: Sep 2005
Posts: 1,750
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Quote:
Originally Posted by Z28Justin
NJ Manufactures.
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QFT
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2001 Trans Am M6 WS6 Black on Black...on Black
PaceSetter LT's, TSP catted Y,Borla catback, SLP lid
!CAGS, Eibach pro-kit, Bilstein shocks, 5% tint all around
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09-23-2008, 01:29 PM
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#8
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Banned
Join Date: Jul 2008
Posts: 190
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unitrin direct 2,200 per year for my z and the exploder
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09-23-2008, 01:41 PM
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#9
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Join Date: Dec 2004
Location: Browns Mills NJ/ Rotondo West FL
Posts: 3,054
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Quote:
Originally Posted by Shownomercy
So I just got dropped from my insurance carrier, long story short, they kinda found out that my car was owned and registered in my name versus in my parents name. So I would like to get a new carrier versus cosigning ownership and registering it with my parents. I am 21, no accidents, and a few tickets, none of which resulted in points. What do you guys use, what do you pay etc? Really need some help with this one. Can't legally drive my car anymore. |
At your age your gonna get killed no matter where you go w/ a v8...shop around for the best price...Im assuming by the year of the car its paid off? So all you would need is liablity. Im 31 and got quoted through USAA about a grand a year on a LS1 for liability and collision...age does have it perks.
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AI HCR 241's , Lunati 223/236 .615/.626 114+2 , Full Exhaust , Ported Fast 92 , Ported LS2 TB , Veraram , 85mm MAF , Circle D 4000 , 3.42's , GTP 36# , CSP Dyno tune. More on the way
420 HP/367 TQ on a Unlocked Converter & still climbing.
Last edited by MonmouthCtyAntz; 09-23-2008 at 01:42 PM.
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09-23-2008, 02:07 PM
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#10
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Join Date: May 2006
Posts: 1,357
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geico
long story short i have 3 cars all with full coverage, married and when I switched from allstate I saved about 46% from what they were charging me. Geico has been good with rates and even when I got hit they took care of me right away.
Last edited by firehawk1120; 09-23-2008 at 02:08 PM.
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09-23-2008, 02:21 PM
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#11
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Join Date: Dec 2004
Location: Browns Mills NJ/ Rotondo West FL
Posts: 3,054
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Quote:
Originally Posted by firehawk1120
geico
long story short i have 3 cars all with full coverage, married and when I switched from allstate I saved about 46% from what they were charging me. Geico has been good with rates and even when I got hit they took care of me right away.
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I have the military usaa, and once had geico when i was stationed in alaska...but as far as jersey is concerned, ive heard hot and cold concerning geico. But yea give em a try it cant hurt.
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AI HCR 241's , Lunati 223/236 .615/.626 114+2 , Full Exhaust , Ported Fast 92 , Ported LS2 TB , Veraram , 85mm MAF , Circle D 4000 , 3.42's , GTP 36# , CSP Dyno tune. More on the way
420 HP/367 TQ on a Unlocked Converter & still climbing.
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09-23-2008, 02:41 PM
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#12
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Join Date: Aug 2008
Location: North Jersey
Posts: 543
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I've got USAA and pay $1,600 for 4 Vehicles, only one has full coverage though.
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2010 Camaro 2SS, Inferno Orange, black stripes, Inferno Orange leather interior, RS package, 21" black rims, 6 speed manual trans, Inferno Orange engine cover.
1984 Trans Am Roadster, 305H.O, 31k original miles, all original.
1984 Camaro Z28 Roadster, 350 .40 over, cam, edelbrock 750, headers, flowmaster, more to come...
1986 IROC-Z, L98 swap, .30 over, forged internals, cam, headers, flowmaster, Go Fast juice.. - Sold 
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09-23-2008, 02:45 PM
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#13
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Resident Camera Guy
Join Date: Aug 2004
Location: North Jersey
Posts: 10,971
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I'm 22 and have IFA Auto for 2 Cars w/ limited coverage, just to get by I pay $1,200 w/ zero points & 1 accident involving my car being hit while parked (other persons insurance payed)
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09-23-2008, 03:48 PM
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#14
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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I will call all those guys up tonight or tmmr after work. Thanks a lot guys! Really appreciate it. I am going to be very pissed if I can't bring it to the Oct meet.
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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09-23-2008, 04:01 PM
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#15
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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Geico is 1062 for six months. ****ttttt.
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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09-23-2008, 04:57 PM
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#16
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Join Date: May 2006
Posts: 1,357
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if you think that is bad wait til you call some of the other companies out there. Try progressive. They say they are the bomb when it comes to saving people money.
Also try liberty mutual, they gave me almost the same quote as Geico but i think it was maybe 8 dollars less not really worth the switch over. Never know. Also you can change your deductibles and limits to lower your payments.
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09-23-2008, 05:01 PM
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#17
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,476
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Progressive is good, but they like to jack up their rates after the initial 6 month period.
I'm with High Point now, and I'm pretty happy with my rate. Full coverage on both mine and my wife's Jeeps, plus liability on the Camaro is ~1500 every 6 months.
- Justin
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1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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09-23-2008, 06:34 PM
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#18
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Meet Coordinator
Join Date: Jan 2008
Location: brick/pt. pleasant beach
Posts: 19,368
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state appointed, 4200/year
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09-23-2008, 07:10 PM
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#19
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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Progressive quoted me 400 something for 6 monthes. Not to bad. But I am going to miss my 700 a year High Point. And Adam, god damn! WTF did you do?
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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09-23-2008, 07:28 PM
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#20
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Lord of the rings / 10 Second Club / Meet Coordinator
Join Date: Aug 2004
Location: Millstone Township, NJ
Posts: 6,385
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State Farm here since I started driving. I have some nice deductions for being married and 25 along with my history with them. I pay $56/month for the bird for full coverage but its listed as a pleasure vehicle. G8 is $90/month with full coverage. I usually get a nice $300+ rebate check at the end of the year.
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97 T/A Ram Air Convt
Forever dyno queen / 777rwhp 662 rwtq @ 17lbs / 10.2 @ 140
'24 Corvette Z06
'17 Sierra 2500HD Dmax
'17 Lex LS460
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09-23-2008, 08:54 PM
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#21
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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Well, looks like I am off to the DMV to cosign registration with my Mom tmmr. I am not pleased with it, but it will save me a lot of money and allow me to drive my car to the meet.
__________________
Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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09-24-2008, 11:57 AM
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#22
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Banned
Join Date: Jul 2008
Posts: 190
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y have insurance u only need the card u still have a valid card use it i drove my car for 6 month with no insurance just a card
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09-24-2008, 12:02 PM
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#23
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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Insurance expires Nov. I think. Which is why this flaw was found, the insurance company did a little audit I guess.
__________________
Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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09-24-2008, 12:05 PM
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#24
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Join Date: Dec 2005
Location: Mays Landing, NJ
Posts: 7,108
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Quote:
Originally Posted by Slow96LT1
y have insurance u only need the card u still have a valid card use it i drove my car for 6 month with no insurance just a card
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...and people wonder why NJ has such high rates....
__________________
2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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09-24-2008, 12:06 PM
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#25
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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Yea, well. One brings everyone down.
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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