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06-06-2008, 09:28 PM
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#1
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14 Second Club
Join Date: Jan 2005
Location: Fair Lawn
Posts: 2,077
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I tried...
to get my own car insurance policy. I pay my part now on my parents policy BUT, I want it in my name. So I call afew companies. Get a quote. They run my licence and my quote goes right out the window. I had a nice price for 6 mnths. Then it goes from nice to $2200 for a 6 mnth policy.
Totaly not worth driving like I used to. So I got till May of 09 left on my rents insurance. After that my lil bro is driving so I have to find my own. Oh, that price is for min. insurance on a 94 Jimmy. The Trans Am I decided to look up for laughs. $5000 for 6 mnths.
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2011 Camaro
2012 JKU with Pink wheels
2015 Hellcat 6spd
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06-06-2008, 10:53 PM
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#2
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Queen of Destruction / NJFBOA Supporting Sponsor / Moderator / 12 Second Club / 2006 Member of the Year / PITA
Join Date: Aug 2004
Location: I dunno..
Posts: 8,327
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thats crap. hopefully int he next year some points will be taken off and youll be able to find something.
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We're a drinking team with a racing problem.
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06-06-2008, 11:19 PM
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#3
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Join Date: Mar 2005
Location: nj
Posts: 248
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I had a friend that once got quoted 12k a year for a ls1 camaro because he had an insane amount of points and past tickets. Also accidents.
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2018 vw golf r m6
2005 subaru outback m5
1999 camaro ss heads/cam m6
Previous
1999,, 2001, 2002 Chevy camaro ss, 1998 camaro z28, 2013 camaro 1le twin turbo all m6
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06-06-2008, 11:19 PM
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#4
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Join Date: Feb 2005
Location: Little Egg Harbor NJ
Posts: 1,175
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must have alot of points right. i had 12 points once and it was 8k a year. twice my car payment
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2011 Camaro 1SS Cyber Grey Metallic
2005 Silverado
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06-06-2008, 11:21 PM
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#5
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Join Date: Mar 2005
Location: nj
Posts: 248
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Quote:
Originally Posted by nj85z28
must have alot of points right. i had 12 points once and it was 8k a year. twice my car payment
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he had the limit and took the driver class once or twice and had 4 accidents I believe. i remember he once went to court with 10 pts in tickets for one stop.
__________________
2018 vw golf r m6
2005 subaru outback m5
1999 camaro ss heads/cam m6
Previous
1999,, 2001, 2002 Chevy camaro ss, 1998 camaro z28, 2013 camaro 1le twin turbo all m6
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06-07-2008, 01:05 AM
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#6
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Join Date: Apr 2008
Location: Delran
Posts: 6,785
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i always get raped on insurance....but if you call progressive they will sell you the insurance before they run your license and dont jack it up afterwards. 600 for 6 months basic liability with uninsured motorist coverage 
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06-07-2008, 01:08 AM
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#7
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Resident Camera Guy
Join Date: Aug 2004
Location: North Jersey
Posts: 10,971
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Tim, check out IFA insurance. Thats who I use and I only pay $1,100 a year for the Camaro & S10. Although that is w/o points & all its still worth a shot.
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06-07-2008, 06:12 AM
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#8
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Join Date: May 2006
Posts: 1,357
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HOLY CRAP how many pts and accidents have you been in you've only been driving 5 years.
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06-07-2008, 09:26 AM
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#9
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MIR
Join Date: Jul 2005
Posts: 9,692
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how about... stop getting tickets?
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06-07-2008, 09:41 AM
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#10
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Join Date: Jul 2006
Location: unknown
Posts: 2,776
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My insurance just dropped this year. i am paying $850 for the year on my 92 Firebird
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2000 Pewter Trans am, M6, SLP Lid,LS6 intake,Kooks 1 7/8" Long tube header,Classic Chambered Powersticks, hurst,off road X-pipe, Strano springs & Koni's, Monster level 2 clutch, HPtuners wide band tuned and a homemade ram air box sealed off.
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06-07-2008, 12:11 PM
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#11
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Banned
Join Date: Dec 2007
Posts: 1,106
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dam dude I payed 1900 for a 12 month policy for full coverage on my 94 birds and i am only 21
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06-07-2008, 12:31 PM
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#12
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14 Second Club
Join Date: Jan 2005
Location: Fair Lawn
Posts: 2,077
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07/22/05 Careless Driving
10/14/05 1 - 14 mph over limit
9/15/06 Unsafe operation of a motor vehicle
9/26/06 15 - 29 over speed limit
10/13/06 failure to yeild
10/13/06 15 - 29 over speed limit
11/17/06 Traffic device or sign
Thats with tickets disappeared already.
I had 8 points, went down to 17, I should now have 11, but i think I still have 17 points. I also lost my licence for 4 or 6 mnths I forget how long it was.
So my getting tickets is now over due to the fact that its hitting my wallet extremely rough. I will admit that 3/4 of my tickets i deserved. The other 1/4 I got because I am me and they wanted my licence since I drove like a complete moron.
So all you yonger kids on here. Drive nice!!!
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2011 Camaro
2012 JKU with Pink wheels
2015 Hellcat 6spd
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06-07-2008, 12:33 PM
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#13
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Join Date: Dec 2005
Location: Boston/North
Posts: 9,214
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Just because the points aren't on your license anymore doesn't mean the insurance companies have forgotten about them, it takes longer for them to forgive you
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Quote:
Originally Posted by BonzoHansen
dumbass.
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06-07-2008, 01:48 PM
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#14
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Join Date: Sep 2004
Location: forked river nj
Posts: 609
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Quote:
Originally Posted by ar0ck
Tim, check out IFA insurance. Thats who I use and I only pay $1,100 a year for the Camaro & S10. Although that is w/o points & all its still worth a shot.
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i had ifa for the past 3 years but this year it jumped from $700 that i paid last year to $1300 for this year for basic liablility on a v6 87 camaro so i now have nj cure $950 for the year not as good as $700 but better then $1300
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06-08-2008, 11:31 AM
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#15
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Meet Coordinator
Join Date: Jan 2008
Location: brick/pt. pleasant beach
Posts: 19,341
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you should look into state provided insurance. i am one of those drivers so the state selects an insurance company to provide coverage for me. its $4000 for a year. i had 21 points, 4 suspensions of various lengths, and no accidents. don't speed and drive...
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06-09-2008, 10:33 AM
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#16
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Join Date: Aug 2004
Location: Hillsborough, NJ
Posts: 3,200
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All you people with minimal insurance to reduce your monthly / annual costs are really going to pay for things if you have an accident with injury. Your choice to have lower expenses may really affect your life and future finances. This is NJ. If you're young and full coverage insurance on an F-body is several thousand... buy a Saturn and don't drive like a moron. Get past the need to "look cool" by driving too fast or reckless, and enjoy your car responsibly.
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I USED TO HAVE an 85 Camaro 305 4bbl, 90 Firebird V6, 97 Firebird V6 (10 speakers!). Despite the two family vehicles, 3 kids, wife and mortgage, I can finally realize the dream - 88 TA almost all stock... for now.
http://www.cardomain.com/id/untameddave
Wanted this -  , but ended up with this -  for free. Can't argue with free.
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06-09-2008, 12:06 PM
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#17
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by Tsar
how about... stop getting tickets?
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X1000
Don't drive like a moron and you won't have problems. Don't speed through busy or residential areas.
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06-09-2008, 12:54 PM
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#18
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Join Date: Jul 2005
Location: Sicklerville
Posts: 530
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you should join your friends in the Corps and switch USAA, i had about 6 points when they started my policy a $700 or so a year
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Thats cute, my grandma really likes her civic too
No longer and F-Body owner.
1994 Z28 LT1 A4 - Sold
1991 RS TBI M5 - Sold
1975 Stingray M4 - New Toy
2008 Impreza 2.5i M5 DD
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06-09-2008, 01:48 PM
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#19
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Join Date: Aug 2004
Location: Hillsborough, NJ
Posts: 3,200
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Quote:
Originally Posted by jin1481
you should join your friends in the Corps and switch USAA, i had about 6 points when they started my policy a $700 or so a year
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USAA ftw! Only insurance I've ever had where the body repair guys sighed in relief when I mentioned I have them for insurance.
__________________
I USED TO HAVE an 85 Camaro 305 4bbl, 90 Firebird V6, 97 Firebird V6 (10 speakers!). Despite the two family vehicles, 3 kids, wife and mortgage, I can finally realize the dream - 88 TA almost all stock... for now.
http://www.cardomain.com/id/untameddave
Wanted this - , but ended up with this - for free. Can't argue with free.
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06-09-2008, 02:12 PM
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#20
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13 Second Club
Join Date: Aug 2006
Location: Edison, NJ
Posts: 887
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I use USAA too I pay 3300 for full coverage 07 jeep, 06 Cobalt SS, 01 Formula, and 03 Harley. No points or accidents. I laugh everytime some insurance company tells me they can beat them.
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2001 Firebird, Formula M6 purchased brand new.
