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05-18-2010, 09:30 PM
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#1
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Join Date: Aug 2004
Location: North Jersey
Posts: 3,047
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Will Insurance Cover a Repaint To a Different Color?
Hey guys,
A former student of mine just had his 2010 Camaro keyed by some little thugs in his neighborhood. They got both sides and the front and back bumpers too.  Anyhow, now he's thinking that since they'll probably have to paint the whole car, would they do it a different color? He's thinking about having it done satin black, instead of it's original gloss black. Thoughts/ideas?
Thanks in advance!
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Seeya,
Steve R. in North Jersey
'16 Go-Mango Dodge Charger R/T. It's so good to be back in a V8-powered, RWD car!
Former Toy - '88 Monte SS - had lots of mods...
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05-18-2010, 09:45 PM
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#2
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,165
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1. No
2. satin black will look bad and kill resale.
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Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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05-18-2010, 10:35 PM
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#3
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Join Date: Aug 2007
Location: Piscataway, N.J.
Posts: 1,729
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On a car that new it will look like its getting ready for a complete paint job and most people would figure that it must have really been walloped. It he plans on keeping the car forever that's fine, but on a resale somebody has got to figure about $5,000 to refinish the car. Just another thought, if they (the thugs) had fun keying it once, it might be more fun to do it again right after he has it refinished. LOL
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1991 FORMULA 350-GONE BUT NOT FORGOTTEN
1 of 1,197 with L98 Option/13.79@100 mph
1994 25th ANNIVERSARY TRANS AM GT -1 of ONLY 2,000 made/ Only 128 made with a HURST 6-Speed Manual and 91 with T-Tops and Compact Disc/ K & N Filtercharger/Magnaflow Performance Muffler/Air Foil- ORIGINAL MINT Arctic White Ultra Rare SURVIVOR. DAYTONA 500 PACE CAR Decal Kit!
SOLD: 1989 Turbo T/A in 1991 it ran 12:18@115 mph
Last edited by edpontiac91; 05-18-2010 at 10:38 PM.
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05-19-2010, 01:26 AM
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#4
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12 Second Club
Join Date: Mar 2009
Location: metuchen, nj
Posts: 1,476
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Quote:
Originally Posted by edpontiac91
Just another thought, if they (the thugs) had fun keying it once, it might be more fun to do it again right after he has it refinished. LOL
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I recommend boobytraps
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05-19-2010, 07:18 AM
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#5
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13 Second Club
Join Date: Jul 2004
Location: Ewing/Galloway, NJ
Posts: 3,904
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theyll just plastic and paint on a new camaro since its nothing to write home about
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EB
99 Riviera, Bone stock, 14.34 @ 96 "Walking 5.0's in luxury" RIP
95 Cherokee, Bone stock 16.2 @ 83 "Treeing your 3rd gen and beating it to the line despite trapping less....and looking better"
93 TA, Bone stock, 13.8 @ 100 "Beating ****** drivers in ****** LS1's"
https://www.facebook.com/groups/285090241699967/
R.I.P. Tia 
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05-19-2010, 12:14 PM
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#6
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Join Date: Mar 2007
Location: NJ
Posts: 540
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There is a 5th gen painted flat black on here http://www.camaro5.com/forums/showthread.php?t=48448
I'm not too crazy about it. I don't know much about insurance but if they have to sand it all down and repaint the entire car I don't see why they would have a problem unless your doing a drastic color change. If it's just a few panels I can't see insurance paying for an entire repaint.
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05-19-2010, 01:17 PM
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#7
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Join Date: Dec 2005
Location: Mays Landing, NJ
Posts: 7,108
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They're job(the insurance company) is to bring it to pre-loss condition. They're write an estimate to repair the scratches and repaint whatever panels need it...if the owner wants to change colors any additional costs will need to be paid by the owner.
....and in before Mark says the owner is entitled to all of the leftover materials used by the shop. 
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2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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05-19-2010, 01:32 PM
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#8
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Join Date: Aug 2004
Location: North Jersey
Posts: 3,047
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Quote:
Originally Posted by Stevoone
There is a 5th gen painted flat black on here http://www.camaro5.com/forums/showthread.php?t=48448
I'm not too crazy about it. I don't know much about insurance but if they have to sand it all down and repaint the entire car I don't see why they would have a problem unless your doing a drastic color change. If it's just a few panels I can't see insurance paying for an entire repaint. |
Well, these kids apparently got every panel but the roof (only because they were 8 years old and couldn't reach), so they will have to paint almost the entire car; some of the scratches are really deep. And thanks for the link above - here's the pic of the flat-black 5th-gen. It looks evil IMO.
http://files.homepagemodules.de/b178...409p4347n1.jpg
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Seeya,
Steve R. in North Jersey
'16 Go-Mango Dodge Charger R/T. It's so good to be back in a V8-powered, RWD car!
Former Toy - '88 Monte SS - had lots of mods...
Last edited by BonzoHansen; 05-19-2010 at 02:27 PM.
Reason: url to big pic
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05-19-2010, 02:22 PM
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#9
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Join Date: May 2008
Location: south & north nj
Posts: 1,482
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its more paint and more time to paint a different color so no they wont
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99 Legacy - slow winter dd
04 GTO - less slower summer dd
84 Trans Am - Father's car - all original / original owner
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05-19-2010, 02:23 PM
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#10
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,165
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1. that looks like crap
2. they didn't scatch the jams, inside the trunk, under to hood, etc. Changing color right is a lot of work.
__________________
Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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05-19-2010, 02:25 PM
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#11
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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Steve I think thats a vinyl over lay.
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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05-19-2010, 02:29 PM
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#12
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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A 2010 Camaro is not, and will not ever be, a rat rod. Gloss paint all the way.
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05-19-2010, 03:12 PM
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#13
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Join Date: Mar 2007
Location: NJ
Posts: 540
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That pic was just as reference to what it would look like, I didn't read the forum to see what material it was. I'm not crazy about the way it looks. Makes it look cheap.
IMO some cars look good with matte black paint, not just rat rods. It takes a certain type of car to pull off a color/finish/vinyl like that.
If he is serious I would get an estimate to repair and an estimate to have it painted the way he wants. Then pay the difference.
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05-19-2010, 05:00 PM
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#14
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Join Date: Dec 2005
Location: Mays Landing, NJ
Posts: 7,108
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Quote:
Originally Posted by WildBillyT
A 2010 Camaro is not, and will not ever be, a rat rod. Gloss paint all the way.
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 x10000000000
__________________
2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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05-19-2010, 05:59 PM
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#15
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Join Date: Aug 2004
Location: North Jersey
Posts: 3,047
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I agree guys, but it is his car, and his idea. I'm not really sure if I'd rock something in that color, but whatever. Thanks for the help!
__________________
Seeya,
Steve R. in North Jersey
'16 Go-Mango Dodge Charger R/T. It's so good to be back in a V8-powered, RWD car!
Former Toy - '88 Monte SS - had lots of mods...
Last edited by The Fixer; 05-19-2010 at 05:59 PM.
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05-19-2010, 06:00 PM
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#16
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Join Date: Dec 2005
Location: Mays Landing, NJ
Posts: 7,108
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Well insurance won't pay any additional costs the shop will charge to change the color. So unless he has a wad of $$$ burning a hole in his pocket tell him to save his $.
__________________
2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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05-19-2010, 11:03 PM
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#17
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I <3 sheep
Join Date: Mar 2005
Location: Belmar
Posts: 4,907
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Quote:
Originally Posted by WildBillyT
A 2010 Camaro is not, and will not ever be, a rat rod. Gloss paint all the way.
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QFT
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Quote:
Originally Posted by Tru2Chevy
Steve has a thing for sheep....
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'78 Big Wheel- 2FWFP
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05-21-2010, 12:29 AM
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#18
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Join Date: May 2009
Location: brick, nj
Posts: 641
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yea i doubt the ins company will pay bc they wouldn't even allow for me to paint my stripes when i messed my car up we had to punch out and do it on our own time lol
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2002 Pontiac Trans Am WS6
1989 Pontiac Trans Am GTA
2000 Ford Mustang
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