Inspection Exemption

[BonzoHansen]

Originally Posted by 396LT1SS

You SHOULD be elligible for hagerty when you turn 22 i believe they only require 5 yrs driving experiance but i;m not sure

IIRC, it is 25.

[Tru2Chevy]

Yes, I think Hagerty is 25 as well. I couldn't get it when I was 23 and looking into collector's insurance companies. Every company I found either wouldn't insure me at 23, or wouldn't insure the '87 since it was too new.

- Justin

[396LT1SS]

i was 23 when i started my policy at hagerty for my 97 SS fwiw

[iamsickofitall]

Originally Posted by TransAm4Life

This is a disaster, I went to the DMV and filled out a "Application for Collectors Vehicle Status" they had no clue what I was talking about and I argued with them for an hour. They wanted proof of "Collectors Car" insurance from someone like Grundy or Hagarty. I'm only 21 & I don't qualify for any of those companies. (And no, I will not put anything under my parents names to do so.)



My vehicle is not historic, or a street rod. My car is insured as a limited use car though, is that collectors? This is ridiculous, I'm only trying to legally get around inspection. My car is currently listed as the pleasure car, and my S10 is my primary. I spoke to my insurance rep and he said there shouldn't be any problems with registering my car for limited miles through the DMV. When I was at the DMV they looked at me as if I have three heads. I don't get what I did wrong. I'm on hold right now with the state dmv. I really don't want to go through the hassle of buying a sticker. They are too expensive and I don't feel safe getting them from people I don't know. Plus if I went through this legally I wouldn't have to worry about the numerous things "wrong" with my car if someone wanted to hassle me.

you should be fine with what you have now. i went to wayne when i got mine. i just walked up to the receptionist and asked for the card, filled it out, went to the counter with my check, registration card and a copy of my insurance policy. they didn't ask any questions or even ask to see my insurance policy. when i went to the inspection office, they did ask to see my insurance card for the car but that was it. then all i had to do was drive around the parking lot to prove that my odometer rolls over.

[BigAls87Z28]

This begs the question....do I need to have my car brought in for inspection?

[ar0ck]

I'm going to another DMV office tomorow and fill out the form, and take it to Ridgewood. I was at Wycoff today.

[84HOtransam]

alex lemme know how it goes....if this all holds true could i insure my t/a as collector, be exempt from registration...and drive around with open headers?

[BonzoHansen]

Originally Posted by 84HOtransam

alex lemme know how it goes....if this all holds true could i insure my t/a as collector, be exempt from registration...and drive around with open headers?

I don't think it exempts you from MV laws, just inspection.

[iamsickofitall]

Originally Posted by BonzoHansen

I don't think it exempts you from MV laws, just inspection.

yeah, you only get out of inspections...you can still get nailed by the cops for bald tires, loud exhaust, etc.

[WildBillyT]

Originally Posted by Tru2Chevy

Yes, I think Hagerty is 25 as well. I couldn't get it when I was 23 and looking into collector's insurance companies. Every company I found either wouldn't insure me at 23, or wouldn't insure the '87 since it was too new.

- Justin

Yep, I went through the same thing. I couldn't get my '78 insured because at the time I was too young. I also didn't have coverage if I drove my dad's Vette- insurance companies will deny coverage if you get in an accident and you are too young. Hagarty may have changed since then.

Edit:

http://zhome.com/Classic/CCInsur.htm

Are young drivers covered in a specialty insurance policy? It depends. Many specialty insurance companies require that all drivers be 25 and older; some even require that a person be 30 years old. While Hagerty generally will not consider an owner/applicant who is younger than 21, we are somewhat more flexible when a family of collectors has teenage drivers with clean driving records.

396LT1SS has it exactly right regarding the voucher, insurance, and process. That's the deal.

[ar0ck]

Originally Posted by iamsickofitall

yeah, you only get out of inspections...you can still get nailed by the cops for bald tires, loud exhaust, etc.

Now you have me wondering if its even worth it. I figured you might be able to scape past the cops if the car passed an inspection as is.

[WildBillyT]

Originally Posted by TransAm4Life

Now you have me wondering if its even worth it. I figured you might be able to scape past the cops if the car passed an inspection as is.

I think you would run into trouble because you have a modern car. For the most part, cops have been known to let older stuff slide because they can be pretty sure that it's a partial use/cruise night/show vehicle. With a modern car there is a greater possibility of it being used as a DD- with or without the triangular sticker.

JMHO

[396LT1SS]

my mom has a 64' and a 72' vette i wasn't covered under the insurance till i was 25 w/ her company and they wouldn't insure me til i was 25