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Any way the point of this thread is for ideas about how to get this ticket dismissed. Not you f'ed up so now pay up because that's the real reason why I got it in the first place......because the town just wants my money to pay the cop's salary.
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If you want to get it dismissed, then scrape up some cash and talk to a lawyer. There are thousands of them here in New Jersey. They may very well find a creative way for you to get your ticket dismissed, and you will be out more money than it would cost you to just go to court, talk to the prosecutor and plead it down to a no points offense that won't affect your insurance.
Or, you could put your faith in someone here who got lucky in one court and managed to contest it and get the ticket dismissed on their own. You could try your luck and see what happens. I've seen a few very articulate and intelligent people walk into court, contest the ticket, properly and successfully cross examine the police officer and create doubt and have the ticket dismissed. But I've seen at least ten times as many people try that and fail miserably. And guess what? When the verdict is read as guilty, the option to make a deal is out the window. And by the way, whether the cop wins or loses may not mean much to him as he's being paid to be there and you're not.
Whether you like it or not, this is a public forum that you asked for advice on, so if you don't like the opinions you're getting, it sucks to be you. There are three sides to your story: Your side, the cop's side and somewhere in the middle, there's the truth. You say you never sped up, but you didn't say you slowed down, either. The law reads, "The driver of every vehicle shall obey the instructions of the official traffic control device applicable thereto." The instructions for the yellow light are SLOW DOWN (Jim from "Taxi" had problems with this one, too!). If the cop takes the stand and says that the light changed to yellow and you made no apparent effort to slow down, and he's more articulate than you (And I'm guessing he is, not because of your grammar but because it's his job to testify properly), you're gonna lose.
If it were me, I'd try to go for the no point offense. I'd walk into court (After calling ahead to let them know I was going to appear) in a suit and tie (Because judges don't take people dressed in street clothes seriously) and ask the prosecutor for the no point offense as stated above. I'd also be sure to have the money in my pocket. But that's just me.
Good luck with whatever you decide.