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03-04-2010, 09:00 AM
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#26
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MIR
Join Date: Jul 2005
Posts: 9,692
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Quote:
Originally Posted by deadtrend1
Not for nothing, that's more your sisters fault then the banks fault.
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It's always someone else fault dude, just accept it.
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03-04-2010, 09:33 AM
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#27
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by Tsar
It's always someone else fault dude, just accept it.
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LOL. Yep.
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03-04-2010, 09:37 AM
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#28
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Join Date: Aug 2009
Location: Haddon Twp
Posts: 244
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believe me I know that. My sister is 22 and a idiot when it comes to money. She didnt get why when she would spend money they would add money to her account  It was just nice when Commerce would deny her so she couldn't spend the money lol...
Last edited by Bcozzi71; 03-04-2010 at 09:38 AM.
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03-04-2010, 09:55 AM
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#29
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Join Date: Dec 2004
Location: Browns Mills NJ/ Rotondo West FL
Posts: 3,054
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I was gonna say TD, they definately have the best hours
__________________
AI HCR 241's , Lunati 223/236 .615/.626 114+2 , Full Exhaust , Ported Fast 92 , Ported LS2 TB , Veraram , 85mm MAF , Circle D 4000 , 3.42's , GTP 36# , CSP Dyno tune. More on the way
420 HP/367 TQ on a Unlocked Converter & still climbing.
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03-04-2010, 10:26 AM
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#30
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BadMod
Join Date: Aug 2004
Location: hamilton, nj
Posts: 8,889
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Quote:
Originally Posted by Bcozzi71
believe me I know that. My sister is 22 and a idiot when it comes to money. She didnt get why when she would spend money they would add money to her account It was just nice when Commerce would deny her so she couldn't spend the money lol... |
you know you can actually set up the account so that it wont let you overdraft....
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So much stupid, so little time.
Quote:
Originally Posted by 79CamaroDiva
It started before I drove your car. I just have to look at it the wrong way and your car poops parts.
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Mercerville MotorSports, LLC
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03-04-2010, 10:27 AM
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#31
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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I got a wachovia, other than the lack of branch locations and or lack of actually useful working hours, they have been good to me.
No fees, and what not.
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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03-04-2010, 10:35 AM
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#32
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MIR
Join Date: Jul 2005
Posts: 9,692
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Quote:
Originally Posted by cbrrmike
you know you can actually set up the account so that it wont let you overdraft....
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It's banks fault for not doing it automatically..
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03-04-2010, 11:40 AM
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#33
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Resident Camera Guy
Join Date: Aug 2004
Location: North Jersey
Posts: 10,971
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Quote:
Originally Posted by Tsar
I must say that's pretty gay. My account balance is always 10 dollars or less, right until I have to pay my CC's then I transfer money out of my savings into my checking and pay it that very second. I don't want to keep ANY money on my checking account just incase my card or info gets stolen. And my savings account is not accessible by any means other than with my passwords or in person.
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They don't take the fee if its under a "Student Account". I've had TD/Commerce for 6 years now, never really had a problem.
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03-04-2010, 12:05 PM
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#34
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Join Date: May 2009
Location: brick, nj
Posts: 641
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i have sovereign bank and it's ok but there is always stupid things at every bank
__________________
2002 Pontiac Trans Am WS6
1989 Pontiac Trans Am GTA
2000 Ford Mustang
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03-04-2010, 12:08 PM
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#35
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The Mayor / 2009 Member of the Year / Moderator
Join Date: Jan 2005
Location: Northwest
Posts: 8,869
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Quote:
Originally Posted by Knipps
I've had 0 problems with TD
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This.
__________________
1995 Z28 Convertible A4 13.78 @ 100 (CAI, high flow cat, catback, 160 thermo, hypertech, Strano springs, Koni yellows, sway bars, 3 pt. UMI SFC)
2018 Sea Doo GTX - 3 cylinders and das boooooost
Quote:
Originally Posted by BonzoHansen
Is English your 2nd language? Did you graduate high school? Your posts make my head hurt.
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 Team FARM 
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03-04-2010, 01:30 PM
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#36
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Lifetime Power Member
Join Date: Jul 2004
Location: London, UK
Posts: 862
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If you don't like fees, don't go with BoA.
g
__________________
2008 Mysterious Solstice GXP - teh hotness!
2002 Pewter V6 Camaro M5 ~ SOLD 
mods: Gear, weight reduction, tuning
Fear the Gear. 13.585 @ 100.05 1.827
Beater: 93 Jeep Grand Cherokee
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03-04-2010, 02:44 PM
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#37
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Queen of Destruction / NJFBOA Supporting Sponsor / Moderator / 12 Second Club / 2006 Member of the Year / PITA
Join Date: Aug 2004
Location: I dunno..
Posts: 8,327
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PNC and wachovia here.. very happy with them both, we'll see how wachovia is as wells fargo though.
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We're a drinking team with a racing problem.
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03-04-2010, 02:53 PM
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#38
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Join Date: Nov 2009
Posts: 201
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I have had TD for the past 6 or so years and never had a problem, and if something went wrong because of something I did they were more than happy to help me fix it. I had BoA before that and they were terrible, I also have Wachovia at school and they are okay. Im on a student account though.
__________________
78 Trans Am--Pontiac 400-custom headers-pypes 2.5 X system-edelbrock intake and carb, pro comp roller rockers custom brackets-head work-custom sound system - recaro interior
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03-04-2010, 03:08 PM
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#39
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Join Date: Feb 2009
Location: bridgewater
Posts: 868
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i have td but im getting rid of it cause it takes so long for the deposits to go through and i keep getting random overdraft fees cause of it
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Quote:
Originally Posted by BigAls87Z28
its an ongoing joke between the Geo Storm crew and the Sebring coupe team.
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bolt-ons and a bed n' breakfast
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03-04-2010, 04:13 PM
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#40
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Join Date: Aug 2004
Location: West Milford, NJ
Posts: 2,127
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James and I both have TD (and both had Commerce before it was TD). We each have our own account plus our joint account. Never any problems. Deposits were there quickly (cash same day, checks next day). Sure, I'd get the service charge every now and then for the account going until $100, but whatever, it's clearly stated in their terms, I'm not going to fight it. It sucks, but whatever.
I thought about switching our accounts to somewhere else, but the hassle to do that is just not worth it at this point. Service has been wonderful, hours are nice, online banking is great. Nothing to complain about, really.
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03-04-2010, 06:20 PM
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#41
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Join Date: Apr 2008
Location: Delran
Posts: 6,785
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Quote:
Originally Posted by Knipps
So you have Chase? There's no WaMu anymore...
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no crap huh...I had WaMu when I was in Cali. great banks never had a problem. when did that happen?
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03-04-2010, 06:25 PM
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#42
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MIR
Join Date: Jul 2005
Posts: 9,692
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Quote:
Originally Posted by NastyEllEssWon
no crap huh...I had WaMu when I was in Cali. great banks never had a problem. when did that happen?
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WaMu filled for bankruptcy on September 26, 2008. Great banks don't file for bankruptcy.
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03-04-2010, 06:26 PM
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#43
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Join Date: Jul 2008
Location: NJ
Posts: 819
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I haven't heard good things about Bank of America. Theres actually quite a few groups out there against Bank of America. I don't really know if anything they say is true but there are so many other financial institutions out there I don't want to play with it.
I had an account with TD and didn't have any problems but closed it since I didn't need it anymore. I'm with PNC and Beneficial and for what I do things have been ok.
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03-04-2010, 07:00 PM
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#44
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11 second club / Moderator
Join Date: Aug 2004
Location: West Berlin, NJ
Posts: 7,148
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Quote:
Originally Posted by NastyEllEssWon
no crap huh...I had WaMu when I was in Cali. great banks never had a problem. when did that happen?
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within the past year. One of the reasons I was down in Florida in August was because we were doing the Wamu changeover there, California, Oregon, and Jersey.
__________________
2001 Trans Am WS6 •SLP Loudmouth II •UMI Suspension •12.857 @ 109.57
1996 Trans Am WS6 •Pacesetter Longtubes •Strange 12 Bolt •Spohn Suspension •11.152 @ 123.85
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03-04-2010, 07:20 PM
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#45
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11 Second Club
Join Date: Nov 2005
Location: Hamilton Twp, NJ
Posts: 855
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Coffee cans stuffed with cash and buried at strategic locations throughout the yard has always worked well for me.
Otherwise, Sovereign Bank has been very easy to deal with, although lately I've noticed some ATM usage fees when not at one of their machines, but no big deal. The online banking is simple and straight forward and they have plenty of branches and ATM machines.
__________________
1999 Formula 6spd (The driver)
1997 2500 Ext. Cab Dodge 4x4 CTD 5spd (The Earth Mover)
1970 Nova 5spd (The toy)
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03-04-2010, 07:33 PM
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#46
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11 second club / Moderator
Join Date: Aug 2004
Location: West Berlin, NJ
Posts: 7,148
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Metro Bank is owned by Vernon Hill (Previous owner of Commerce Bank). Still waiting for this to take off since its under Federal Investigation. Current locations are around Harrisburg. Republic First Bank is currently owned by them and was supposed to be changed over last year but there are delays for certain reasons.
I may look into them when they start opening stores.
http://www.mymetrobank.com/
__________________
2001 Trans Am WS6 •SLP Loudmouth II •UMI Suspension •12.857 @ 109.57
1996 Trans Am WS6 •Pacesetter Longtubes •Strange 12 Bolt •Spohn Suspension •11.152 @ 123.85
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03-04-2010, 09:30 PM
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#47
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Guest
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TD bank here, my account never goes below $100 (they told me when i opened the account with commerce), i dont overdraft, and i only use WaWa or TD ATMs (they dont charge anyway). staying above $100 is fairly easy if you are good with money and it kinda solves the over draft issure as well... besides, not overdrafting is not the banks responsibility its yours
Last edited by JerzLT1; 03-04-2010 at 09:30 PM.
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03-04-2010, 09:58 PM
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#48
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Hippy Mod, Bergermeister Meisterberger, Moderator
Join Date: Aug 2004
Location: Ewing
Posts: 6,216
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Wow, it sounds like nobody uses a local bank. I have a founders account with Hopewell Valley Community Bank and no fees for anything, overdraft protection with no fees, no mac fees at their machines(two of them are less than 2 miles from my house) and very nice people who actually know you. If I use a mac machine from another bank, I will get charged on the front end by the owner of the mac machine but my bank will not charge me on the back end. It looks like there is a trend where these community banks are not allowing themselves to be bought out by the big banks and quite a few are doing well and taking off. Ask around in your area and find out what your best local bank is. I get dividend checks all the time from my bank because they are doing well and will not sell out to the big banks.
__________________
69 Z28 JL8 4 wheel disc brakes - being restored
09 Silverado Z71
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03-04-2010, 10:14 PM
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#49
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Join Date: Jul 2004
Location: West Long Branch
Posts: 13,598
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Thanks guys.
I thought about local banks, but Im not a fan of limited access. I forgot to call TD today to figure it out. I was thinking about moving out of TD either way to be honest.
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2/20/2013: They Day the ****s Stopped
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03-05-2010, 12:19 PM
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#50
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13 Second Club / Moderator
Join Date: Jan 2005
Location: Franklin Lakes, NJ
Posts: 8,694
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what happened Al? I have TD and was throwing around the idea of switching to find a bank with more ATMs (or no ATM fees). I hate paying ATM fees all the time cause I never carry cash. I just checked my account and I never had a fee that I could find, but would still switch for the sake of more ATMs
__________________
Quote:
Originally Posted by LS1ow
Except Jersey mike, great kid, but the way he looks at me makes me feel like im in danger
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