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02-22-2012, 05:07 PM
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#26
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,149
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Quote:
Originally Posted by zraffz
FYI NJ has a private collector car only insurance company that does full coverage for dirt. You need a really clean license to get it though.
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name of said company?
__________________
Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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02-22-2012, 05:16 PM
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#27
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Join Date: Feb 2010
Location: Stillwater
Posts: 822
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Quote:
Originally Posted by BonzoHansen
name of said company?
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Would have to go check inside the Grand National. I know my dad had it covered for 32 grand and it was only like $40-50 a month.
You'z right master Bonzo. American Collectors.
and I lied, it was way less monthly cause it was only $300ish for a year.
__________________
Quote:
Originally Posted by LTb1ow
...its cool to like diesels, cause that and pretending to be country is like, hip nowadays!!
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Last edited by zraffz; 02-22-2012 at 05:17 PM.
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02-22-2012, 05:21 PM
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#28
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by zraffz
Would have to go check inside the Grand National. I know my dad had it covered for 32 grand and it was only like $40-50 a month.
You'z right master Bonzo. American Collectors.
and I lied, it was way less monthly cause it was only $300ish for a year.
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That's about right for all of them. Depends on the agreed value mostly.
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02-22-2012, 05:29 PM
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#29
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Join Date: Feb 2010
Location: Stillwater
Posts: 822
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Wish I could get insurance for that lol...
Nope I got boned into having one accident get paid out 3 different ways so my license shows 3 accidents for some reason; all in the same day.
__________________
Quote:
Originally Posted by LTb1ow
...its cool to like diesels, cause that and pretending to be country is like, hip nowadays!!
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02-22-2012, 06:05 PM
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#30
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,149
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Quote:
Originally Posted by zraffz
Would have to go check inside the Grand National. I know my dad had it covered for 32 grand and it was only like $40-50 a month.
You'z right master Bonzo. American Collectors.
and I lied, it was way less monthly cause it was only $300ish for a year.
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All I asked was what company 
__________________
Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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02-22-2012, 07:26 PM
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#31
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Join Date: Dec 2010
Location: Hillsborough
Posts: 956
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Quote:
Originally Posted by WildBillyT
American Collectors Insurance?
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I had them a few years ago and they also require a garage. Very cheap though, like $150/yr but they had me on a 5000 mile limit and they stressed "no timed racing events"
__________________
"Quality means doing it right when no one is looking."
- Henry F*rd
Last edited by 88WS-6; 02-22-2012 at 07:29 PM.
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02-22-2012, 08:43 PM
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#32
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Join Date: Feb 2010
Location: Stillwater
Posts: 822
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Quote:
Originally Posted by BonzoHansen
All I asked was what company |
LOL sorry.
__________________
Quote:
Originally Posted by LTb1ow
...its cool to like diesels, cause that and pretending to be country is like, hip nowadays!!
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02-22-2012, 10:03 PM
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#33
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Join Date: Jun 2007
Location: Arm pit of the world... NJ
Posts: 2,673
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Quote:
Originally Posted by 88WS-6
I'm not a fan of the plates (physically) and technically a historic vehicle's purpose is for exhibition and educational uses only. I know most LEOs are lax on this kind of thing, but I try to go by the book.
Example:
I bought an 86 Trans Am in August of 2009. I put classic insurance on the car and got it inspected so everything was fine. This car was insured through American Collectors insurance and they contacted me around December requesting photo evidence of the car being kept in a garage. Now could I have pulled it into one and snapped a quick photo? Yes. But instead I opted to cancel my insurance policy with them because I was applying for a job that, let's say wouldn't have liked insurance fraud on my resume. Of course 2 weeks later someone hit this car while it was parked in the street at my parents house and then they ran off, but I guess that another story...
Anyway, I'd like to get collectors/classic insurance and do everything properly. Hagerty already got my application with my statement that the vehicle will be kept in my driveway so I should be ok. My main issue will be at the DMV once I get the insurance. I'll have to haggle my way out of historic registration since the car is 25 years old and collector's registration requires that the car be younger than 25... We'll see what happens, but I may be forced into QQs anyway.
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Your car does not qualify for Collector registration. Mainly, because it isn't a limited production vehicle but also because it's 25 years old.
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Originally Posted by NJMVC
To be classified as a "collector vehicle" you need to apply when you register and make sure that the vehicle is:
A limited production vehicle or a vehicle made in limited quantities
Less than 25 years old
Not registered as a "historic vehicle" or a "street rod"
Not driven more than 3,000 miles per year
Insured as a limited use "collector vehicle"
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John
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02-23-2012, 04:57 AM
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#34
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Join Date: Dec 2010
Location: Hillsborough
Posts: 956
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Well I figured I would at least have it out with them before I threw in the towel and got QQs...
When I had my 86 Trans Am, I had a regular registration and classic/collector's insurance (couldn't prove an 86 T/A was anything special so I didn't bother). When I took it for inspection, they saw my insurance and took the car around the block and put the sticker in the window. That was all. I'm hoping for similar results if I can find a company that will do classic insurance without garage storage. The underwriter from Hagerty literally said "yea... we can't do driveways in NJ..."
__________________
"Quality means doing it right when no one is looking."
- Henry F*rd
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02-23-2012, 08:09 AM
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#35
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by 88WS-6
Well I figured I would at least have it out with them before I threw in the towel and got QQs...
When I had my 86 Trans Am, I had a regular registration and classic/collector's insurance (couldn't prove an 86 T/A was anything special so I didn't bother). When I took it for inspection, they saw my insurance and took the car around the block and put the sticker in the window. That was all. I'm hoping for similar results if I can find a company that will do classic insurance without garage storage. The underwriter from Hagerty literally said "yea... we can't do driveways in NJ..."
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How long ago was that? The collector's reg was revised a few years back.
At first you could put it on anything with no restriction at all. Now there's the 25 year rule and you need to prove it is an actual collectable.
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02-23-2012, 09:29 AM
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#36
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Join Date: Dec 2010
Location: Hillsborough
Posts: 956
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Quote:
Originally Posted by WildBillyT
How long ago was that? The collector's reg was revised a few years back.
At first you could put it on anything with no restriction at all. Now there's the 25 year rule and you need to prove it is an actual collectable.
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It was fall of 2009. Yea my 1986 was only 23 years old then, but I was just pointing out that with a normal registration I still got an odometer check as an inspection. Maybe I was just lucky?
__________________
"Quality means doing it right when no one is looking."
- Henry F*rd
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03-03-2012, 07:28 PM
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#37
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,473
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Quote:
Originally Posted by 88WS-6
It was fall of 2009. Yea my 1986 was only 23 years old then, but I was just pointing out that with a normal registration I still got an odometer check as an inspection. Maybe I was just lucky?
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So you had normal registration, and your only inspection was an odometer check? Afterwards, what sort of sticker did they put in the windshield? The standard rectangle, or was it a triangle?
- Justin
__________________
1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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03-05-2012, 07:02 AM
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#38
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Join Date: Dec 2010
Location: Hillsborough
Posts: 956
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Quote:
Originally Posted by Tru2Chevy
So you had normal registration, and your only inspection was an odometer check? Afterwards, what sort of sticker did they put in the windshield? The standard rectangle, or was it a triangle?
- Justin
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Triangle. I was in line and he looked over my registration and insurance (which said American Collectors on it) and told me to go around the block.
__________________
"Quality means doing it right when no one is looking."
- Henry F*rd
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