NJFBOA - Home of New Jersey's Camaros and Firebirds - View Single Post - How do I deal with someone else's insurance?

Frosty · 11-30-2010, 07:13 AM

Call them up and file a claim.

What year is your truck? You're entitled to be made whole but demanding GM parts might be out of the question depending on the age/mileage of your truck. They'll first offer aftermarket parts and you pay the difference for GM parts...but stand your ground if you're that serious about it(which you should be, most aftermarket sheet metal parts fit like garbage).

I would go get an estimate or two, be proactive in that, don't wait for them. They'll do one of two things. They'll either direct you to one of their repair facilities which you do NOT have to use, they CANNOT force you to use a specific shop, or they'll send out one of their own appraiser's or an independent appraiser. Either way they'll most likely write their own estimate. You can then take that estimate to the shop of your choice and then the shop can handle any supplemental damage directly with the insurance company or independent appraiser.

11-30-2010, 07:13 AM	#4
Frosty Join Date: Dec 2005 Location: Mays Landing, NJ Posts: 7,108 iTrader: (1)	Call them up and file a claim. What year is your truck? You're entitled to be made whole but demanding GM parts might be out of the question depending on the age/mileage of your truck. They'll first offer aftermarket parts and you pay the difference for GM parts...but stand your ground if you're that serious about it(which you should be, most aftermarket sheet metal parts fit like garbage). I would go get an estimate or two, be proactive in that, don't wait for them. They'll do one of two things. They'll either direct you to one of their repair facilities which you do NOT have to use, they CANNOT force you to use a specific shop, or they'll send out one of their own appraiser's or an independent appraiser. Either way they'll most likely write their own estimate. You can then take that estimate to the shop of your choice and then the shop can handle any supplemental damage directly with the insurance company or independent appraiser. __________________ 2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler 2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)