NJFBOA - Home of New Jersey's Camaros and Firebirds - View Single Post - How do I deal with someone else's insurance?

V · 11-30-2010, 04:21 PM

well got an estimate locally with a place that deals with USAA alot

good and bad news

1st off, I was informed that for my car, there are NO aftermarket parts approved for use by USAA policy, therefore all parts are new GM OR used...

They wrote the estimate up with getting a used grille... at a price of $500. I do not understand that when i can get a NEW one from GMparts direct for under 400 shipped. Then the chrome trim would be GM new, but they wrote the hood as repairable. I do not feel comfortable with a repair. I could barely pop the hood this morning, its more than just a dent. And i really dont like the idea of bondo slapped on an aluminum hood. that really angers me. Before that idiot backed into my car, my hood was perfect no bondo, no bs... but now, thanks to him, i have to fight to get it done to how i think it should be.
I take care of my cars and ill always get mad thinking that there's a repaired spot on my hood, even if you cant see it, id know its there.

oh yeah, that estimate was $1,375.00

Im calling USAA tonight and talking to them and asking for an adjuster to come out. and maybe tomorrow or in a few days ill try to get some more estimates...

worst case.. ill make the idiot pay out of his pocket.

11-30-2010, 04:21 PM	#17
V Stalker Join Date: Aug 2004 Posts: 12,082 iTrader: (12)	well got an estimate locally with a place that deals with USAA alot good and bad news 1st off, I was informed that for my car, there are NO aftermarket parts approved for use by USAA policy, therefore all parts are new GM OR used... They wrote the estimate up with getting a used grille... at a price of $500. I do not understand that when i can get a NEW one from GMparts direct for under 400 shipped. Then the chrome trim would be GM new, but they wrote the hood as repairable. I do not feel comfortable with a repair. I could barely pop the hood this morning, its more than just a dent. And i really dont like the idea of bondo slapped on an aluminum hood. that really angers me. Before that idiot backed into my car, my hood was perfect no bondo, no bs... but now, thanks to him, i have to fight to get it done to how i think it should be. I take care of my cars and ill always get mad thinking that there's a repaired spot on my hood, even if you cant see it, id know its there. oh yeah, that estimate was $1,375.00 Im calling USAA tonight and talking to them and asking for an adjuster to come out. and maybe tomorrow or in a few days ill try to get some more estimates... worst case.. ill make the idiot pay out of his pocket. Last edited by V; 11-30-2010 at 04:23 PM.