finally got nailed for invalid inspection

[Teds89IROC]

:lol: It was bound to happen. I decided to take the iroc to class this morning and I was making a turn at a light, a cop was there and I saw him looking at my inspection sticker. So he turned around and pulled me over. Turns out the cop was a guy I knew from middle school and I think he remembered me. He didn't say anything, but he was laughing about the inspection and let me go with a warning, but I'm still in the system so the car is parked until I get that other insurance or a sticker.

~Ted

[foff667]

lol...maybe its stupidity, but i brough my car through inspection with no cat & a cutout to boot...ended up failing for tires & windshield wiper blades, but damn just take the bitch through & get it over with :lol:

[Teds89IROC]

I have no cat, H4 headlights are illegal, and I need a new steering wheel (for the horn) I'm just worried that if it fails and I'm in the system, then the only way I can pass is at a state facility and they will check to make sure I have a cat and a quieter exhaust, headlights etc. I'm looking into collectors insurance so all they need at inspection is odometer and safety requirments, no emissions.

~Ted

[foff667]

well get to it then :lol: now your IN the system one way or the other so now you need it inspected basically.

[BonzoHansen]

Ah, the trials & tribulations of being an outlaw.... :laugh:

[BigAls87Z28]

STOP BREAKING THE LAW, *******!!!
ahahaha anyway, H4 headlights are illegal? How the **** is that?
You are going to tell me, that you live so close to Paterson, you cant find a "guy" with a "shop" to get you a sticker?

Ted, you want Collector Car Registration, that is gets rid of the emissions check, only odometer, horn, lights and belts.

[Teds89IROC]

STOP BREAKING THE LAW, *******!!!
ahahaha anyway, H4 headlights are illegal? How the **** is that?
You are going to tell me, that you live so close to Paterson, you cant find a "guy" with a "shop" to get you a sticker?

Ted, you want Collector Car Registration, that is gets rid of the emissions check, only odometer, horn, lights and belts.

bwahaha, yea dude, H4 are illegal because they have a "blue-ish" tint which is not factory, maybe the foreigner was just a ******* because the housings say DOT approved, I dunno, but they failed on the 92 when I had it. And you'd be surprised about the shops around here that won't touch giving out stickers anymore, I have one last source and hopefully they'll come through. In the meantime my dads going to call about collectors insurance and I'll get the registration too.

~Ted

[ryanfx]

yeah that's a nasty little loophole. They claim the lights are too close to true blue which is soley reserved for emergency vehicles.. ouch.

[Teds89IROC]

sidenote...if they came factory like the lights on BMW's, Mercedes, Lexus etc..it would be legal :roll:

~Ted

[TransAm619]

wats this "inspection" you speak of? :)

[misterjuice]

I don't see any color difference from the stock light housing....to the H4...unless people put the "blue" lights in there.

[LS1Hawk]

I have no cat, H4 headlights are illegal, and I need a new steering wheel (for the horn) I'm just worried that if it fails and I'm in the system, then the only way I can pass is at a state facility and they will check to make sure I have a cat and a quieter exhaust, headlights etc. I'm looking into collectors insurance so all they need at inspection is odometer and safety requirments, no emissions.

~Ted

I have both collector's insurance and registration. Collector's reg is what you need to get to not have to go through the whole inspection process. When I got mine inspected, all they did was have me drive around the block until the odometer turned over. They didn't look for or check anything else.

[Teds89IROC]

John, which company do you have?

~Ted

[BlueFBird]

i got collecter on my z28 an they jus check the odometer and he went inside an just got the sticker an i was gone in like 2 min. it was great haha

[Teds89IROC]

I heard from my friends mom who works at DMV that you need collectors insurance to have collectors registration, thats why I was waiting to get the insurance

~Ted

[WildBillyT]

I heard from my friends mom who works at DMV that you need collectors insurance to have collectors registration, thats why I was waiting to get the insurance

~Ted

Question-

How old are you? If you are under 25 you probably won't be covered by most collector's insurance companies.

[Teds89IROC]

I'm 21, thats why my dad is setting up a policy with his vette on it as well and I will be the secondary driver. My friend had it on his 89 GTA and the rep. said they dont advertise that they cover people under 25 (their own policy) but if he was driving the car and had an accident, he'd be covered. So basically the car has to be my dads and I so happen to be using it.

~Ted

[WildBillyT]

I'm 21, thats why my dad is setting up a policy with his vette on it as well and I will be the secondary driver. My friend had it on his 89 GTA and the rep. said they dont advertise that they cover people under 25 (their own policy) but if he was driving the car and had an accident, he'd be covered. So basically the car has to be my dads and I so happen to be using it.

~Ted

That's cool then, I wasn't sure what the deal was. 8-) It isn't state farm though, is it?

[BigAls87Z28]

I heard from my friends mom who works at DMV that you need collectors insurance to have collectors registration, thats why I was waiting to get the insurance

~Ted

I did it for teh 87 for a year, just had regular insurance. I dunno if they changed the rules, but I know a LOT of guys that used that loophole.

[ar0ck]

Its because your black...

[NJSPEEDER]

they pull people over for that? wow, in the 13 months my cavy was expired i never got pulled over for the inspection

[WildBillyT]

they pull people over for that? wow, in the 13 months my cavy was expired i never got pulled over for the inspection

Yes, they do. I got dinged last year.

[BonzoHansen]

I used to have sticker woes...that is why I know it is a PITA.

The state just wants to see insurance that meets state liability minimums. They don't know/care about property coverage (ie collector insurance).

Here, I called the state and asked for all the info they could send me on QQ plates and CC reg, and this is all I got:
Collector Car
http://img65.imageshack.us/img65/5550/njccreghb0.th.jpg (http://img65.imageshack.us/my.php?image=njccreghb0.jpg)
QQ Plates
http://img20.imageshack.us/img20/6489/njhcreggj3.th.jpg (http://img20.imageshack.us/my.php?image=njhcreggj3.jpg)

[NP_00'T/A]

you can always find some place to pay for one :)

[qwikz28]

sidenote...if they came factory like the lights on BMW's, Mercedes, Lexus etc..it would be legal :roll:

~Ted
BMWs and other manufacturers have leveling systems that always keep the lights level with teh ground to avoid blinding the **** out of us lowered guys. thats why they get away with it and we dont

[Savage_Messiah]

that's total and complete BS, those lights blind the **** outta me when im driving, and the tall SUVs and trucks are no better

[Tru2Chevy]

I used to have sticker woes...that is why I know it is a PITA.

The state just wants to see insurance that meets state liability minimums. They don't know/care about property coverage (ie collector insurance).

Here, I called the state and asked for all the info they could send me on QQ plates and CC reg, and this is all I got:
Collector Car
http://img65.imageshack.us/img65/5550/njccreghb0.th.jpg (http://img65.imageshack.us/my.php?image=njccreghb0.jpg)
QQ Plates
http://img20.imageshack.us/img20/6489/njhcreggj3.th.jpg (http://img20.imageshack.us/my.php?image=njhcreggj3.jpg)

Nice descriptions....

I just wanna know if I can stick the camaro on my regular policy, and declare it as a limited use/weekend toy vehicle, and still get a collectors registration.

- Justin

[BonzoHansen]

I just wanna know if I can stick the camaro on my regular policy, and declare it as a limited use/weekend toy vehicle, and still get a collectors registration.Yes. They only cares about liability insurance.

The primary difference between Collector Car Coverage and Standard Coverage is how your vehicle is valued in the case of loss.

*CCI uses Agreed Value. My 77 is insured for up to $10k. No mater what (theft, fire, etc.), in the event of loss, I get up to that much. They can’t total it for $500. The reason the costs are lower is all of the restrictions on it designed to lower the risk. It must be stored in a locked garage, you must be 25+ years old, it can’t be daily driver, you can’t have points (at least at initial application). Some put mileage limits on you too. Hagerty does not. All of that reduces the risk. Lower risk means lower premiums. BTW, the insurance comapny does not care about registration type.

*A regular policy is Stated Value – better known as book value. What do you think book value is on my 77 Z28, $1000 or less? They use the value as a negotiating tool when claim time arises. I lost my first car, a 76 Camaro LT, to an idiot making a left in front of me. His insurance company tried to give me $200 for it (plus take the car-that is what happens when a car is ‘totaled’, they take it to sell & recoup some costs). I ended up with $700 and I got to keep the car w/a salvage title. You will never get fair value in these circumstances. And w/o the added restrictions, premiums are higher. Why pay $700 a year in comp & collision if they are only going to give you $800 in the case of loss. BTW, again, the insurance comapny does not care about registration type.

Again, the state only cares about bodily harm & property liability – damage you cause to others – that is the law. 15/30 I think is minimum, which is ungodly low. That means if you wreck a guy’s new Z06, they only pay $30k of it. You are personally on the hook for the rest. And his insurance company (that is making the initial outlay for repairs) will come a knocking. (no fault in this state does protect you to a point, but you get the drift).

Does all that make sense?

[BonzoHansen]

BMWs and other manufacturers have leveling systems that always keep the lights level with teh ground to avoid blinding the **** out of us lowered guys. thats why they get away with it and we dont
Plus they are DOT approved OE equipment on those cars. Don't lose sight of that important fact.

[Tru2Chevy]

Yup, makes sense to me. My dad went all through the reasons not to get bare minimum insurance with me a while ago when I was looking at policies from NJ Cure. He looked at what I had selected and asked what I was gonna do to come up with $100k if I totaled someone's brand new AMG with only $30k covered by my insurance.

This is good. Now I don't have to worry about trying to get a collector's insurance company to cover me (since I'm still 24 and the car is an '87, every place I talked to already said that either I was too young, or the car wasn't old enough yet). Now I just have to see what they will do for agreed upon value.

- Justin

[BonzoHansen]

I'm told State Farm might write AV policies, an NJ Manufactures might. But with mainline insurance, you are likely going to be SOL.

[Tru2Chevy]

I know NJM does, Tim has one setup on his '76 I think. And ETS finally joined the NJBIA, so I can apply for insurance there. I might do that.

- Justin

[Teds89IROC]

ok, so since all the camaro has is liability, then I can declare it with geico as a limited use vehicle (which come to think of it, they asked if thats what it was used for when we added it to the policy) and switch registration over to collectors?

~Ted

[BigAls87Z28]

Correct, that is what Ive been trying to tell you, you dont need it.

[Teds89IROC]

I guess seeing it written "must show proof at time of odometer verification" is what makes me nervous

~Ted