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05-03-2011, 09:02 AM
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#1
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Join Date: Sep 2004
Location: forked river nj
Posts: 609
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how much will 5 points effect my licence/insurance ?
ok sense i know there are members here who eather have a bunch of points currently or have had them.
how much is this going to effect me. what will my insurance jump up to and will this effect my licence in any way ?
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05-03-2011, 10:06 AM
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#2
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Mongo the Meet Coordinator
Join Date: May 2008
Posts: 16,938
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Can you get it dropped down to a 2pt offense via court?
When my insurance finally found out my 5pt offense ( which was knocked down to a 2pt), the collective raise was ~900 bucks. Granted, I can't complain, they only found it a year and half later, so I only have a little under a year left for the points to expire.
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Quote:
Originally Posted by KirkEvil
repo bigals turd gen and part it out to a loving home
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05-03-2011, 10:14 AM
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#3
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Meet Coordinator
Join Date: Jan 2008
Location: brick/pt. pleasant beach
Posts: 19,368
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I think I have around a $500 surcharge on my insurance for 5 points. Call them up and ask, it varies by carrier.
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05-03-2011, 01:24 PM
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#4
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Join Date: Sep 2004
Location: forked river nj
Posts: 609
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Quote:
Originally Posted by LTs1ow
Can you get it dropped down to a 2pt offense via court?
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its actually two tickets that both equal upto the 5 points. but ill be taking this to court and fighting it in hopes to get them dropped.
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05-03-2011, 02:36 PM
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#5
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12 Second Club
Join Date: Mar 2009
Location: metuchen, nj
Posts: 1,476
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the prosecutor will more likely than not give u a plea bargain. where did u get the ticket?
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05-03-2011, 04:40 PM
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#6
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Join Date: Jul 2008
Posts: 485
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mine doubled when i got 4 points
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05-03-2011, 04:44 PM
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#7
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,476
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You can't really judge insurance rates based on points, as every company handles points differently, and rates will vary by a large margin based on a multitude of things. Your insurance may double at your next bill, or they may not catch the offenses and up your rate for a year or more.
As far as court goes, I still think you need to get your hands on the officer's notes for those tickets and see if the search business is written up at all. If it's written up like you said it happened, i would think you could get some extra leniency in court.
- Justin
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1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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05-03-2011, 04:57 PM
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#8
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Join Date: Aug 2005
Location: Blackwood, NJ
Posts: 2,295
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Quote:
Originally Posted by wrong generation
ok sense i know there are members here who eather have a bunch of points currently or have had them.
how much is this going to effect me. what will my insurance jump up to and will this effect my licence in any way ?
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I had to pay a 200.00 a year surcharge on my DL after 4 points I believe it was. That lasted untill the points came off my license.
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Jeff
2002 WS6 T/A.. M6..Built 383 TMR tune..461rwhp,458rwtq
2009 G8 GT. Bone stock 13.6@103.. Vararam Intake, GXP Axlebacks, LS2 FRC's
1998 Corvette Convertible, Vararam Intake+Power Duct, Fast 90/90, Ti Axleback..12.8@110
2003 Cobra Convertible 10th Anniversary
http://www.fquick.com/slow-v6
Local car cruise schedule..
http://www.cliffscalendar.com/
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05-03-2011, 05:06 PM
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#9
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Join Date: Mar 2011
Location: Hillsdale, NJ
Posts: 68
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have u had any tickets in the past 5 years? i got a ticket for doing 77mph in 55mph and fought it. i had to pay $400 and no points.
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R.I.P. GEORGE EVTUCH JULY 21, 1975-NOVEMBER 28, 2010
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05-03-2011, 05:47 PM
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#10
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Meet Coordinator
Join Date: Jan 2008
Location: brick/pt. pleasant beach
Posts: 19,368
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Quote:
Originally Posted by Slow-V6
I had to pay a 200.00 a year surcharge on my DL after 4 points I believe it was. That lasted untill the points came off my license.
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Surcharges only last for 3 years even if the points remain on your license.
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05-03-2011, 06:17 PM
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#11
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Join Date: Sep 2004
Location: forked river nj
Posts: 609
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Quote:
Originally Posted by Tru2Chevy
As far as court goes, I still think you need to get your hands on the officer's notes for those tickets and see if the search business is written up at all. If it's written up like you said it happened, i would think you could get some extra leniency in court.
- Justin
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ill deff be getting the report with in the next few days.
as far as surcharges. i looked that up last night and the dmv's website says they don't kick in until 6 points.
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05-03-2011, 06:19 PM
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#12
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Meet Coordinator
Join Date: Jan 2008
Location: brick/pt. pleasant beach
Posts: 19,368
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Yeah that's what I thought, 6 points was when I started getting the letters.
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05-03-2011, 07:18 PM
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#13
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Join Date: Aug 2005
Location: Blackwood, NJ
Posts: 2,295
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I couldnt remember. All I know is I was stationed in Virginia Beach in the Navy and got pulled over one night and come to find out that NJ suspended my DL because I didnt pay those stupid surcharges. They sent the letter to my home in NJ and not to my command in Virginia Beach..
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Jeff
2002 WS6 T/A.. M6..Built 383 TMR tune..461rwhp,458rwtq
2009 G8 GT. Bone stock 13.6@103.. Vararam Intake, GXP Axlebacks, LS2 FRC's
1998 Corvette Convertible, Vararam Intake+Power Duct, Fast 90/90, Ti Axleback..12.8@110
2003 Cobra Convertible 10th Anniversary
http://www.fquick.com/slow-v6
Local car cruise schedule..
http://www.cliffscalendar.com/
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05-03-2011, 08:18 PM
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#14
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Join Date: Jul 2004
Location: West Long Branch
Posts: 13,598
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I hope that they wine and dine you before they **** you in the ass...
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2/20/2013: They Day the ****s Stopped
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05-03-2011, 10:55 PM
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#15
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12 Second Club
Join Date: Aug 2004
Location: West Milford
Posts: 8,373
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bend over... bring lube
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88 Camaro
95 Impala SS
97 Trans Am WS6
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00 Corvette
04 CTS-V
04 Grand Cherokee
06 GMC Sierra
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12 Tahoe LT
17 Malibu LT
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05-04-2011, 06:41 AM
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#16
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Join Date: Jul 2005
Location: Williamstown NJ
Posts: 479
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The points will stay on your insurance for 3 years. Usually, it takes a year or so for the insurance company to find out about the points. However, the 3 years starts the day your insurance company raises your rates... Not the day the tickets are issued.
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F-Bodyless 
01 GMC Sierra C3 6.0L, AWD, Westers Tune, K&N, Hella LED Tails
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05-04-2011, 06:44 AM
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#17
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Join Date: Jul 2005
Location: Williamstown NJ
Posts: 479
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Quote:
Originally Posted by maroman88
bend over... bring lube
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And what he said.
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F-Bodyless
01 GMC Sierra C3 6.0L, AWD, Westers Tune, K&N, Hella LED Tails
03 Pontiac Grand Prix GT, GMPP Handling Kit, LS1 F-Body Brakes
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05-06-2011, 12:33 PM
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#18
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Join Date: Sep 2004
Location: forked river nj
Posts: 609
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well those last 4 posts were totally useless.
eh its worse then i thought i'm facing 8 points not 5. total fml moment. some how i need to get a good lawyer and the $ to pay them and quick.
eh fml any one want to buy a camaro ?
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05-06-2011, 12:42 PM
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#19
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by wrong generation
well those last 4 posts were totally useless.
eh its worse then i thought i'm facing 8 points not 5. total fml moment. some how i need to get a good lawyer and the $ to pay them and quick.
eh fml any one want to buy a camaro ?
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Well, what did you do? And if you deserved it than it's not an FML 
Sometimes they are more easygoing with lesser tickets that still carry points.
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05-06-2011, 04:08 PM
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#20
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Join Date: Sep 2004
Location: forked river nj
Posts: 609
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Quote:
Originally Posted by WildBillyT
Well, what did you do? And if you deserved it than it's not an FML |
i refused to let a cop search my car with out a warrent.
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05-06-2011, 05:24 PM
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#21
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Join Date: Dec 2009
Location: milltown
Posts: 1,497
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Quote:
Originally Posted by wrong generation
i refused to let a cop search my car with out a warrent.
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They don't need a warrant to search vehicles. Since vehicles are able to flee with evidence inside the officer is able to search with his or her discretion. If it was your home the officer wouldn't be aloud to enter unless there is reasonable suspicion of a crime. I would never try to outsmart a cop at the scene. No one knows NJ law better than cops and lawyers. If you wanted to outsmart him let him search then talk to a lawyer and he would tell you weither you have any ground in court.
__________________
2002 Camaro Sunset Orange Mettalic, V6, 5spd, bilstein HD shocks and struts, eibach pro lowering kit, eibach f/r sway bars, lakewood PHB, UMI 2 point subframe connectors, energy suspensions poly master bushing kit
daily econobox and first car
1986 IROC-Z, T56, MGW shifter, Heads, Cam, Holley Stealth Ram 350, t-top, tubular LCA with relo brackets, adjustable PHB, belltech sway bars, ground control weight jacks, SLP mid length headers, 3in w/borla XR1, RIP 3 10 bolts, 12.7 @ 109 so far.. atleast its faster than stock  SOLD
1971 Camaro LS3/T56/9in, cam only and still carbed, RIP 2 10 bolts, 11.62@121
03 Blazer 2 door - salt sponge
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05-06-2011, 07:20 PM
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#22
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Ayatollah of Rock N Rolla / Admin
Join Date: Mar 2006
Location: Parts Unknown
Posts: 12,573
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Quote:
Originally Posted by wrong generation
i refused to let a cop search my car with out a warrent.
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If the alternative was getting a free ride in the back of a crown vic then that may have been a better move. If not, that may have killed your chances of getting a plea bargain.
Good luck man.
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05-06-2011, 07:48 PM
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#23
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Ebearnezer Scrooge/Power Member/Lips
Join Date: May 2006
Location: Hamilton, Mercer county
Posts: 4,141
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Quote:
Originally Posted by redsoxsstink
No one knows NJ law better than cops
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Thats funny
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05-06-2011, 10:22 PM
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#24
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Join Date: Dec 2005
Location: Mays Landing, NJ
Posts: 7,108
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Quote:
Originally Posted by wrong generation
i refused to let a cop search my car with out a warrent.
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You realize they don't need a warrant right?
__________________
2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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05-06-2011, 10:39 PM
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#25
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Join Date: Dec 2009
Location: milltown
Posts: 1,497
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Quote:
Originally Posted by PolarBear
Thats funny |
I don't get it? The public only hears the bad things cops do, does that mean they are all bad? I don't get how people say cops don't know crap about the Law and can't do their jobs. They are trained, tested, re tested and re trained more rigorously that any other civilian job... Guh end rant. Don't mean to change the topic
__________________
2002 Camaro Sunset Orange Mettalic, V6, 5spd, bilstein HD shocks and struts, eibach pro lowering kit, eibach f/r sway bars, lakewood PHB, UMI 2 point subframe connectors, energy suspensions poly master bushing kit
daily econobox and first car
1986 IROC-Z, T56, MGW shifter, Heads, Cam, Holley Stealth Ram 350, t-top, tubular LCA with relo brackets, adjustable PHB, belltech sway bars, ground control weight jacks, SLP mid length headers, 3in w/borla XR1, RIP 3 10 bolts, 12.7 @ 109 so far.. atleast its faster than stock SOLD
1971 Camaro LS3/T56/9in, cam only and still carbed, RIP 2 10 bolts, 11.62@121
03 Blazer 2 door - salt sponge
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