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02-26-2006, 06:26 PM
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#26
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Join Date: Dec 2005
Location: Mays Landing, NJ
Posts: 7,108
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Quote:
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Originally Posted by Jclt12003
Hagerty requires the car to be kept inside.
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Well that puts me out for them 
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2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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02-26-2006, 06:37 PM
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#27
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Join Date: Aug 2004
Location: Warren County
Posts: 120
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i know people who use them and don't have a garage but i believe if anything happens to your car while outside it won't be covered under the policy.
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1997 camaro Z28 30th anniversary edition T-tops, M6, fully forged 355, Ported stock heads, Gm847, Pacesetter ceramic coated long tubes, ORY, Magnaflow Cat back, Comp Cams 1.6r's, GMHP guide plates, Comp Cam chromoly pushrods, 10 degree locks and seats, 918 valve springs, P&P stock heads, Lou's short stick, MBA Z28 shift knob, Clear corners,
2001 Grand Cherokee Limited 4.7L v8 H.O quadradrive, Leather, sun roof, interior cold cathods
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02-26-2006, 06:43 PM
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#28
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Join Date: Jul 2004
Location: West Long Branch
Posts: 13,598
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Im only 22.
And you need to have a clean license for Hagerty? Well, Im out. Looks like Im gunna have to talk to Allstate about it. No accidents, but a few speeding tickets, mostly out of state.
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2/20/2013: They Day the ****s Stopped
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02-26-2006, 07:01 PM
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#29
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Join Date: Aug 2004
Location: Warren County
Posts: 120
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yea unfornantly they ask for drivers liscsens and all of them in the family for that matter there very strict but i suppose thats one of there ways to cut costs and be able to keep it very well priced. They want to take all the liability out of the equation.
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1997 camaro Z28 30th anniversary edition T-tops, M6, fully forged 355, Ported stock heads, Gm847, Pacesetter ceramic coated long tubes, ORY, Magnaflow Cat back, Comp Cams 1.6r's, GMHP guide plates, Comp Cam chromoly pushrods, 10 degree locks and seats, 918 valve springs, P&P stock heads, Lou's short stick, MBA Z28 shift knob, Clear corners,
2001 Grand Cherokee Limited 4.7L v8 H.O quadradrive, Leather, sun roof, interior cold cathods
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02-26-2006, 07:26 PM
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#30
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11 Second Club
Join Date: Nov 2005
Location: Hamilton Twp, NJ
Posts: 855
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Quote:
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Originally Posted by JL8Jeff
Just make sure you guys speak to someone who knows what they're talking about. The collector, classic, limited use insurance is very specific and you need to know what's covered and in what situations. They want your money but if you file a claim they have a lot of specifics to allow them to deny your claim. Definitely read the fine print.
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I agree with this 100% and I don't know how many mods you have done, but be very careful in the language you use when talking to these people. I have collector insurance on my 70 nova with an agreed upon value of 25K and it costs me 400 year. This is through Geisheimer Insurance (215) 364-9656, and the policy is underwritten by Condon and Skelly. Bob Geisheimer is a good guy and a racer to boot, so he knows what these cars are worth. I found him on www.godragracing.com (he's a site sponsor).
I was shot down by Haggerty's, Grundy's and American Collector's because the car has 8pt bar and on the actual paper application (not the on line quote) there is a question "Will this car be used in any timed event?" me being the honest guy answered yes and then explained it would only be the occasional trip to the track, the car is fully street legal and was not going to be campaigned in anyway nor would I expect coverage while at the track. That (racing) was all they need to hear and wham....denied. So be very careful, honesty is always the best policy, but maybe ya play dumb on that question.....
That's my experience....
Chris
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1999 Formula 6spd (The driver)
1997 2500 Ext. Cab Dodge 4x4 CTD 5spd (The Earth Mover)
1970 Nova 5spd (The toy)
Last edited by 1QWIKBIRD; 02-26-2006 at 07:29 PM.
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02-26-2006, 10:14 PM
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#31
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Join Date: Aug 2004
Location: Warren County
Posts: 120
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yes i also played dumb when they asked me if my car was modded i said just an exhaust. So i obviously lied. They wrote the policy neways.
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1997 camaro Z28 30th anniversary edition T-tops, M6, fully forged 355, Ported stock heads, Gm847, Pacesetter ceramic coated long tubes, ORY, Magnaflow Cat back, Comp Cams 1.6r's, GMHP guide plates, Comp Cam chromoly pushrods, 10 degree locks and seats, 918 valve springs, P&P stock heads, Lou's short stick, MBA Z28 shift knob, Clear corners,
2001 Grand Cherokee Limited 4.7L v8 H.O quadradrive, Leather, sun roof, interior cold cathods
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