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11-18-2008, 04:35 PM
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#1
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11 Second Club
Join Date: Nov 2005
Location: Hamilton Twp, NJ
Posts: 855
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I love New Jersey Manufacturers Insurance Company
Best Damn Insurance Company out there. Get home from work and find a DIVIDEND check in the mail to the tune of 10% of the policy.....pretty sweet. If you don't have NJM, you owe it to yourself to look into it.
Chris
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1999 Formula 6spd (The driver)
1997 2500 Ext. Cab Dodge 4x4 CTD 5spd (The Earth Mover)
1970 Nova 5spd (The toy)
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11-18-2008, 04:37 PM
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#2
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Join Date: Oct 2006
Posts: 929
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i could get it, next year, my parents have it, so does my job but my driving record isnt good enough yet  right now i have liberty mutual, very happy with them so far.
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1986 IROC-Z - 305- .030 over, Voodoo cam, 113 vette heads, tpi, hedman torque steps, GMMG 3in catback, custom chip, t56, 3.27s 9 bolt, rest of the car is stock.
2011 Camaro - 2lt/rs red jewel tincoat, m6 - SOLD
2014 Camaro SS - bolt ons
1998 Jimmy - the beater
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11-18-2008, 05:40 PM
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#3
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,476
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Yea, NJMs dividend checks are always popular, and 10% means they had a pretty good year.
- Justin
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1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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11-18-2008, 05:41 PM
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#4
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NJFBOA Co-Founder
Join Date: Jul 2004
Location: All up in your kool aid!
Posts: 12,235
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I think Janice was saying this years payouts totaled like $14.2 mill or something like that last time I talked to her. 
-Tim
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11-18-2008, 05:44 PM
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#5
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Co-Founder / Site Admin
Join Date: Jul 2004
Location: Ewing, NJ
Posts: 22,476
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Quote:
Originally Posted by NJSPEEDER
I think Janice was saying this years payouts totaled like $14.2 mill or something like that last time I talked to her.
-Tim |
Yup, I do believe that was the number.
- Justin
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1999 Camry - Beigemobile DD
2002 Suburban - Wife's DD
2004 Grand Cherokee - Not running / Project / Selling?
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11-18-2008, 05:44 PM
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#6
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Hippy Mod, Bergermeister Meisterberger, Moderator
Join Date: Aug 2004
Location: Ewing
Posts: 6,214
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I've been getting dividend checks and discounts for over 15 years now!
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69 Z28 JL8 4 wheel disc brakes - being restored
09 Silverado Z71
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11-18-2008, 05:50 PM
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#7
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11 Second Club
Join Date: Nov 2005
Location: Hamilton Twp, NJ
Posts: 855
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And when you need them, they step right up and deliver without trying to wiggle away. That's even more important.
__________________
1999 Formula 6spd (The driver)
1997 2500 Ext. Cab Dodge 4x4 CTD 5spd (The Earth Mover)
1970 Nova 5spd (The toy)
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11-18-2008, 05:51 PM
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#8
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13 Second Club
Join Date: Feb 2007
Posts: 875
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i got grundy for my TA. full coverage, $312/yr
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yes, my hog is bigger then yours
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11-18-2008, 05:57 PM
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#9
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Meet Coordinator
Join Date: Jan 2008
Location: brick/pt. pleasant beach
Posts: 19,367
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$312? i pay that per month! damn i suck.
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11-18-2008, 05:59 PM
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#10
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Join Date: Oct 2008
Posts: 814
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USAA best insurance around..i pay less for my ss and a durango than most. Its a military company for service members.. if you are in military and dont have it.. get it ASAP
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Formerly known as njbadaSS
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11-18-2008, 06:10 PM
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#11
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11 Second Club
Join Date: Nov 2005
Location: Hamilton Twp, NJ
Posts: 855
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Quote:
Originally Posted by EchoMirage
i got grundy for my TA. full coverage, $312/yr
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Are there any limitations on your coverage? Mileage per year, etc? Do you have agreed upon value or simply full coverage based on KBB or something like that?
I could do something like that because I drive the car very little, but I don't think they would go for the "participation in a timed event" = autox. Nor would they dig the roll bar/race seat/racing belt......I think I remember running into that problem with my 70 Nova, as soon as I told the truth that it would go to the drag strip occasionally, the kindly told me to go elsewhere.
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1999 Formula 6spd (The driver)
1997 2500 Ext. Cab Dodge 4x4 CTD 5spd (The Earth Mover)
1970 Nova 5spd (The toy)
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11-18-2008, 06:14 PM
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#12
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Join Date: Jul 2004
Location: West Long Branch
Posts: 13,598
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Ehh...10 pts prevents me from having that.
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2/20/2013: They Day the ****s Stopped
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11-18-2008, 06:33 PM
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#13
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Join Date: Aug 2004
Location: North Jersey
Posts: 3,047
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NJM FTW!! I've had them since I started driving; I was on my parents policy first, and once my record cleaned up I got my own policy when I was 21. I've had 'em for 14 years now, they've NEVER given me a problem with a claim, and the rates have been great. My wife has an '03 Liberty, and I have an '01 Cherokee for daily drivers, and we pay $1800 (before dividend payouts!!) a year for full coverage combined on both vehicles. If you figure the dividend in, we pay @ $1400/year for both trucks.
And I have the Monte insured through Hagerty. Cost me $360/year for a stated value policy of $13K.
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Seeya,
Steve R. in North Jersey
'16 Go-Mango Dodge Charger R/T. It's so good to be back in a V8-powered, RWD car!
Former Toy - '88 Monte SS - had lots of mods...
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11-18-2008, 07:31 PM
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#14
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Stalker
Join Date: Aug 2004
Posts: 12,080
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USAA here. When i first got a quote for my denali, 240. i asked them if it was for a month and they said, no 6 months.
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11-18-2008, 07:47 PM
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#15
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11 Second Club / I <3 LT1s
Join Date: May 2008
Location: Troy, Mi
Posts: 2,642
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haha that'd be pretty sweet if I get one in the mail. I just maid a claim last week for my camaro hitting a deer. What was the date on the check? I wonder if it got processed before my claim...that'd be sweet  lol
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Vinnie -
00 SS A4- LQ9/LS3/Stalled/3.42s 1.48/11.10/121 mph<-6spd swap in progress.
13 Silverado Z71- Sold 11/16
99 Z28 M6- -H/C/9in - sold 1/13
99 Silverado Z71- The DD - Sold 7/13
03 CBR 600RR - Sold 8/13
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11-18-2008, 08:03 PM
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#16
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Join Date: Aug 2007
Location: Lyndhurst, NJ
Posts: 291
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I have Progressive and they are pretty good.
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11-18-2008, 08:07 PM
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#17
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Keyboard Tough Guy
Join Date: Jul 2004
Location: Trenton, NJ
Posts: 6,341
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I'm paying about $1000 less now per year with allstate than with NJM-R(which doesn't offer the dividend checks BTW) with the same coverage so I'm just fine at the moment 
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11-18-2008, 08:16 PM
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#18
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11 Second Club
Join Date: Nov 2005
Location: Hamilton Twp, NJ
Posts: 855
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Quote:
Originally Posted by NJNETSFAN
haha that'd be pretty sweet if I get one in the mail. I just maid a claim last week for my camaro hitting a deer. What was the date on the check? I wonder if it got processed before my claim...that'd be sweet lol |
check on the date was today.....so they must have post-dated them....
__________________
1999 Formula 6spd (The driver)
1997 2500 Ext. Cab Dodge 4x4 CTD 5spd (The Earth Mover)
1970 Nova 5spd (The toy)
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11-18-2008, 08:19 PM
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#19
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11 Second Club
Join Date: Nov 2005
Location: Hamilton Twp, NJ
Posts: 855
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Quote:
Originally Posted by foff667
I'm paying about $1000 less now per year with allstate than with NJM-R(which doesn't offer the dividend checks BTW) with the same coverage so I'm just fine at the moment |
NJM-ReInsurance is for those with blemishes in their driving past, so I don't doubt those rates aren't all that sweet. If Allstate is taking good care of you, that's all that really matters.
Chris
__________________
1999 Formula 6spd (The driver)
1997 2500 Ext. Cab Dodge 4x4 CTD 5spd (The Earth Mover)
1970 Nova 5spd (The toy)
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11-18-2008, 08:28 PM
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#20
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Keyboard Tough Guy
Join Date: Jul 2004
Location: Trenton, NJ
Posts: 6,341
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Quote:
Originally Posted by 1QWIKBIRD
NJM-ReInsurance is for those with blemishes in their driving past, so I don't doubt those rates aren't all that sweet. If Allstate is taking good care of you, that's all that really matters.
Chris
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Yeah but few don't have some sort of blemish on their record making it harder to get their non re insurance, I had a clean driving record for probably 3-4 years before changing to NJM, went 2 years with them without a blemish and was still on re then changed to allstate and saved a grand total on the 3 vehicles we have insured.
You'd think if you NEVER have a blemish they sure as hell better be giving you some pretty darn good rates
How much do you pay a year with them if you don't mind my asking & for what vehicles?
-Bill
Last edited by foff667; 11-18-2008 at 08:29 PM.
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11-18-2008, 08:31 PM
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#21
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NJFBOA Co-Founder
Join Date: Jul 2004
Location: All up in your kool aid!
Posts: 12,235
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Quote:
Originally Posted by 1QWIKBIRD
And when you need them, they step right up and deliver without trying to wiggle away. That's even more important.
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And the people are nice. When I had my accident and my Alero got totaled, the woman who was in charge on my case called a few days later. First thing out of her mouth "Are you feeling ok?". That was the last thing I expected to hear. They also had no problem with picking my car up from the shop it was towed to after the accident to a shop of my choice.
-Tim
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11-18-2008, 08:35 PM
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#22
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2007 Member of the Year
Join Date: Oct 2004
Location: Seabrook, TX
Posts: 14,281
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this happens with mutual insurance companies... policyowner = shareholder
__________________
WF=DF
Kommandant of the ACL (Anti Canadian League)
Quote:
Originally Posted by LTb1ow
Junk the pos, spend the money on beer, acquire headache.
Same result cept this headache doesnt last months.
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11-18-2008, 09:34 PM
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#23
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Admin.
Join Date: Aug 2005
Location: Hamilton, NJ
Posts: 20,165
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Quote:
Originally Posted by Savage_Messiah
this happens with mutual insurance companies... policyowner = shareholder
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Correct. The MedMal company I used to work for was a mutual (actually a reciprocal). Profits were supposed to go back to policyholders. The old CEO had a saying "if we don't spend it we have to give it back". I suppose that is why they are out of business and NJM is not. LOL
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Vent Windows Forever!
The looser the waistband, the deeper the quicksand. Or so I have read.
Feather-light suspension, Konis just couldn't hold. I'm so glad I took a look inside your showroom doors.
Hey everybody, it's good to have you on the Baba-too-da-ba-too-ba-ba-buh-doo-ga-ga-bop-a-dop
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11-18-2008, 09:39 PM
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#24
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12 Second Club
Join Date: Oct 2006
Location: Williamstown/Atlantic City, NJ
Posts: 2,261
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NJM FTW!!! I work in the personal lines auto there.Awesome company to work for, they really take care of us! I also have them for auto insurance, you get 2 dividends, one at renewal and the special div check in Nov (as long as board approves). We do have stong under writting guidelines but thats one reason why the company is the way it is. Awesome
Quote:
Originally Posted by NJSPEEDER
And the people are nice.
-Tim
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__________________
2001 SOM Trans-Am WS6 *12.35 @ 114.55mph*
2011 Honda AKA Tori the Crosstour
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11-19-2008, 08:40 AM
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#25
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11 Second Club
Join Date: Nov 2005
Location: Hamilton Twp, NJ
Posts: 855
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Quote:
Originally Posted by foff667
How much do you pay a year with them if you don't mind my asking & for what vehicles?
-Bill
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total is $1800+/- for
1999 firechicken full coverage
1970 nova collision only
1997 dodge ram 3/4 ton 4x4 collision only
Seems like a pretty good deal to me.....?
Chris
__________________
1999 Formula 6spd (The driver)
1997 2500 Ext. Cab Dodge 4x4 CTD 5spd (The Earth Mover)
1970 Nova 5spd (The toy)
Last edited by 1QWIKBIRD; 11-19-2008 at 05:22 PM.
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